GROWTH CAPITAL.
ZERO EQUITY LOSS.
BUILT FOR FOUNDERS.
Modern business financing designed around your real cash flows, not rigid bank rules. Access ₹10 Lakhs to ₹10 Crores in non-dilutive capital in under 72 hours through CONCENTRIC. No equity dilution. No board seats.
Your Unfair Advantage.
Fund inventory, customer acquisition, and expansion with capital that scales as you grow.
Estimate Your Capital Offer.
See your eligible funding amount, transparent flat fee, and estimated repayment structure in real time based on your current monthly sales.
Repayments flexibly adjust with revenue cycles. In slow months, you repay less. In peak months, you repay faster.
Financing Built For How You Grow.
Every business scales differently. Select the capital architecture that fits your unit economics and growth roadmap.
Revenue-Based Financing
Ideal for eCommerce, D2C, and subscription brands. Fund inventory and customer acquisition; repay as a fixed % of your daily or monthly sales.
Working Capital Debt
Revolving line of credit to finance raw materials, seasonal inventory build-ups, and operational expenses before peak festivals.
Invoice Discounting
Stop waiting 60–90 days for corporate buyers to settle bills. Convert approved enterprise receivables into immediate cash in 24 hours.
Asset & CapEx Leasing
Procure industrial machinery, electric commercial vehicles, server fleets, or warehouse automation with structured lease buybacks.
Compare Your Funding Options.
Why dilute valuable equity or pledge personal collateral to slow legacy banks when you can fund growth directly from your cash flows?
| Feature | CONCENTRIC Capital | Venture Capital (Equity) | Traditional Bank Loans |
|---|---|---|---|
| Equity Dilution | 0% (Keep 100% Ownership) | 15% – 25% Per Round | 0% |
| Speed to Disbursal | 48 – 72 Hours | 3 – 6 Months | 4 – 8 Weeks |
| Collateral Required | Zero Physical Assets Required | None | Ancestral Property / FDs |
| Board Seats & Control | Zero Interference (Founder Retains Control) | Board Seats & Veto Rights | Restrictive Covenants |
| Repayment Structure | Flexible & Linked to Revenue Peaks | 10x Liquidity Event Required | Rigid Fixed EMIs Regardless of Sales |
Funded In 3 Simple Steps.
Completely paperless and automated. Let your business performance do the talking.
Connect Business Data
Securely share your GST filings, bank statements, or platform sales (Shopify, Amazon, Stripe). Takes under 5 minutes with zero impact on credit scores.
Review Your Term Sheet
Receive a tailored capital offer within 24 hours. See transparent flat fee pricing, scheduled cashflow payouts, and clear covenants before accepting.
72-Hour Disbursal
Accept the offer, complete digital e-signatures, and funds are wired straight to your current bank account to kickstart your growth sprint.
Scale With CONCENTRIC.
Join over 1,200 founders who took control of their growth with flexible, non-dilutive capital.
HIGH-YIELD
FIXED INCOME.
FOR EVERYONE.
Opportunities previously reserved only for the ultra-rich — now democratized. Earn 12% to 22% IRR through asset-backed debt, commercial buybacks, and verified corporate receivables on CONCENTRIC.
Your FD, Reimagined.
Smarter Returns. Same Safety.
Invest Across Alternative Asset Classes.
Non-market linked assets tailored for predictable returns, solid collateral, and distinct liquidity horizons.
Invoice Discounting
Working capital backed by verified enterprise invoices from blue-chip corporate buyers. Disbursals routed through bank escrow.
Corporate Debt & NCDs
Senior secured debentures issued under Debenture Trustee custody. Backed by group collateral and quarterly coupon payouts.
Commercial Buyback
Pre-allocated commercial and residential assets with guaranteed buyback agreements, stamp paper MOA, and post-dated cheques.
Start Investing In 3 Minutes.
Simple, digital, and institutional-grade. Create your account and begin participating in alternative yield.
Create Investor Profile
Sign up in 60 seconds with your email or test the platform immediately using the floating developer sandbox pill.
Inspect Due Diligence
Browse vetted listings. Review credit ratings, escrow partner banks, debenture trustees, and collateral cover.
Allocate & Receive Payouts
Type your committed capital into the interactive widget, review calculated payouts, and submit your allocation.
The Marketplace.
Browse corporate debt, commercial buybacks, and invoice discounting opportunities. Click any listing to inspect diligence papers.
Publish an institutional alternative investment opportunity, corporate bond, or apply for non-dilutive working capital.
Products & Market Presence
Key Highlights
Indicative returns calculated strictly via day-count fraction () and audited pre-tax IRR. Escrow disbursal begins upon deal closing.